Friedberg Properties Through Julie Bruno: Buyer's Closing Cost

 

 

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Julie Bruno

Friedberg Properties

20 W. Clinton Avenue

Tenafly, NJ 07670

 Office: 201-894-1234

Mobile: 201-264-5950

julie@jbrealtor.net

 

 

Buyer's Closing Cost

 
     
LEGAL FEE
Fees vary. Consult your attorney.
$_________
TITLE SEARCH AND INSURANCE
Varies, approximately $5 per $1000.
$_________
RECORDING FEES
Required by local government clerk,
About $40-$60.
$_________
SURVEY
If required: averages $300-$600.
$_________
HOMEOWNER’S INSURANCE
One-family house: $600-$10,000/year.
$_________
FLOOD INSURANCE
Approximately $1000/year if needed.
$_________
MORTGAGE TAX
(Not in New Jersey)
$_________
LENDER’S ATTORNEY REVIEW FEE
$500 average where applicable.
$_________
PREPAID INTEREST
Paid to lender. Covers interest on mortgage
beginning from day of closing to end of first month.
$_________
ESCROW FEES
Paid to lender, covering approximately…
3 months’ real estate taxes
3 months’ fire/flood insurance
3 months’ PMI premium…where applicable.
$_________
POINTS
Paid to lender, usually 2 to 4
(1 “point” = 1% of mortgage)
$_________
Other Up-Front Expenses required of Buyer…

APPLICATION FEE
Set by lender, $250-$500.

$_________
CREDIT REPORT FEE  
$200-$300.
$_________
APPRAISAL $_________
TERMITE/BUILDING INSPECTION $_________
FUEL ADJUSTMENT
For any fuel left behind by seller.
$_________
ESTIMATED TOTAL
 
$_________

 

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